These homes are designed for extreme efficiency and affordability, and accessibility. These homes are intended to support people who live a frugal lifestyle without accumulating many material goods, whether by choice or unfortunate personal circumstances. Variants include studio and one-bedroom versions. All versions are able to fit a ‘full’ size bed or futon and the larger version can fit a queen size bed. Lofting/bunking the beds can accommodate additional household members. Where permitted by local zoning laws, the houses could be used as accessory dwelling units to provide a stepping-stone for young adults moving out of the primary house, or as for an older parent who needs to downsize but be close to family. The house plans could be part of government homelessness initiatives, transitionary housing, or housing for seasonal or migrant workers. Each variant can meet all Fair Housing and ADA requirements when furnished in accordance with the requirements and with furniture as depicted, thereby allowing government housing providers to fulfill their legal obligations (including 5% mobility accessible units). It also allows all housing providers to comply with the Fair Housing Act if they are renting the houses as part of a complex with 4 or more units.